Are your rental applicants using fake pay stubs?

In a previous post, I discussed the ease of getting a fake credit report and why you should always run your own screening reports for rental applicants. Credit reports are not the only fake documents that are readily available online. Fake pay stubs are also easily available for under $10.00. https://www.realcheckstubs.com and https://fakepaystubonline.com are just 2 […]

A credit report alone is not sufficient for screening a tenant

I last wrote that you should never accept a credit report provided by the applicant due to easy online availability of fake credit reports. In this post, I would like to explain why even a valid credit report is inadequate by itself when screening a rental applicant. Credit reports do not contain enough information to […]

How far and how fast will home ownership swing back?

I recently had lunch with a senior finance executive who is in his mid 30s,  married and has a young daughter. The conversation turned to home ownership and how it is viewed by people in his age group. He rents and said that currently he and his wife (also a professional) have little desire to […]